Why Hire Business Credit Building

ClearChoice can help you establish corporate credit and open the door to obtaining additional funds for your company without the need for a personal credit check or personal guarantee on your part.

If you’ve ever been in the market for a consumer loan, such as a home loan, it’s likely that you have a good handle on your own financial situation. You have a good understanding of where your personal credit score is at any given point in time, as well as how your personal credit affects your ability to qualify for financial goods. However, as a business owner, you may be unaware of the importance of your company’s business credit rating, as well as what your rating is and how to develop and maintain business credit.

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If you’re looking to get credit for your business in the future (for example, a small business loan or a business credit card), your firm cannot rely solely on your personal credit score to get by. Your personal credit will undoubtedly be beneficial, but you’ll also need to establish a positive company credit history to be successful. Having said that, before you can begin to establish your company credit, it’s critical that you consider the following questions:

  • What is business credit?
  • Why is business credit important?
  • What are the benefits of business credit?
  • How does business credit work?


Business credit is the lifeline of your business. It enables you to obtain funding for things like expansion, capital expenditures, research and development, and staffing. It is the core contributing factor to your business’s growth, not to mention the finances necessary for survival. Positive business credit also allows you to keep the cash you have to cover your cost of doing business; such liquidity lets you respond quickly to time-sensitive requirements, without halting or compromising operations.

It’s not just about getting access to financing; business credit has increasingly become the primary vehicle for setting terms on business loans, determining insurance premiums, even setting lease payments. Good business credit can earn you lower rates, strengthening your cash flow.

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What companies can build business credit?

Businesses that have accounts with at least one business credit agency are required to be reported to at least one business credit bureau if you want to begin building or extending your company’s credit profile. Because business lenders are not obligated to report credit to business credit agencies, you will need to discover lenders who do report credit to business credit bureaus.

Numerous organizations in a variety of industries benefit from the services provided by ClearChoice Credit Restoration in the area of business credit building.

How many tradelines do I need for business credit?

There is no desired number for tradelines but a good number is three accounts that you will need to report to the business credit bureaus. You can get tradelines by opening accounts with firms that report to credit businesses. Having more credit cards, loans, leases, and lines of credit can surely elevate your financial tradelines.

Are credit-builder loans worth it?

Credit builder loans are desired best if you want to save money while reconstructing your credit profile. They are also preferred over secured credit cards, and you may pay less than a secured card.